The thing about all of this is, we don't know [oops] untill it happens.
Concerning Gerrard, that's one of the players I don't see leaving the club. If you have played for your own club for this long, you don't want to leave just like that. There are a lot of players hwo started in the youth team, broke trough, and never left. Examples: Totti / Del Piero almost, Only had one other team, regional / Scholes / Casillas / our very own Caragher / etc.