Yes, Stevie G made fantastic contributions but ultimately it was a team effort. e.g. Champions league final:
- miraculous saves by Dudek
- heroic defending by Carragher in extra time
- the cross from Riise that Gerrard converted
- Smicer's goal from outside the area
- Rafa maintaining his composure at half time
I agree with that in relation to the CL final. Dudek and Carragher played better than Gerrard and replacing Finnan with Hamann at half time was a game changer
FA Cup final of 2006 was a little different as without Gerrard we really would have lost that one and to be fair he was main reason we got into the CL group stages in the 2004-05 season in the first place and into the knock ouyt phase of the competition
I agree that since then Gerrard has been less pivotal to the team - but that's because there were other decent players around him like Alonso, Kuyt, Torres, Reina etc
The English press used to go on about Gerrard so much because they all wanted him to join Chelsea.